We Started With a Spreadsheet and Too Many Questions
Back in 2019, I was sitting in a cafe with my business partner watching people stress over their laptops. Most of them weren't working on anything glamorous. They were just trying to figure out where their money was going next month.
We'd both worked in corporate finance for years, building forecasting models that nobody really understood except us. And honestly? That felt wrong. Financial planning shouldn't require a degree in economics just to predict whether you can afford to hire someone new.
So we built bermionavexa differently. Not as software first, but as education first. Because knowing what might happen next quarter matters way less if you don't understand why it's happening.
How We Got Here
Started Teaching Before Building
We ran workshops in Brisbane teaching small business owners basic budgeting concepts. Thirty people showed up to our first one. We expected maybe eight. That's when we realized how many people were just winging it with their finances because the existing tools assumed too much knowledge.
Built Our First Real Program
After two years of in-person workshops, we finally created a structured learning program. Not just videos, but actual scenarios people could work through. We focused on cash flow forecasting because that's what kept coming up in conversations. Turns out predicting revenue is hard when you're learning everything as you go.
Opened Our Elanora Location
We needed an actual space for in-person sessions because Zoom fatigue is real. Our Elanora office became a place where people could bring their actual financial questions and work through them with someone who wouldn't judge them for not knowing the difference between profit and cash flow. Because plenty of successful business owners still mix those up.
Where We Are Now
These days we're running programs for everyone from solo consultants to teams of twenty. We still teach the same core concepts, just adapted to different situations. And we're working on new content for mid-2026 that covers scenario planning, because predicting one future is hard enough without trying to plan for three different ones.
What Actually Matters To Us
No Jargon Unless Necessary
Financial terminology exists for precision, not gatekeeping. We explain concepts in plain language first, then introduce the proper terms once you understand what they actually mean. Because "EBITDA" shouldn't be a secret handshake.
Real Scenarios Over Theory
You can read about budgeting principles anywhere. We focus on walking through actual situations like handling irregular income or planning for seasonal expenses. Theory matters, but application matters more when you're trying to make decisions.
Questions Are Expected
If you understood everything already, you wouldn't need us. We build programs expecting that people will get confused, need clarification, or want to revisit concepts. That's how learning works, despite what some education platforms pretend.
Practical Timelines
Our programs run over months, not weeks. Financial concepts take time to sink in, especially when you're applying them to your specific situation. We'd rather you actually understand what you're doing than rush through material just to check boxes.
Who's Teaching This Stuff
We keep our team intentionally small. Not because we're exclusive, but because quality education requires people who actually care about whether you're getting it. Here's who you'll likely work with.
Siobhan Kavanaugh
Lead Financial Education Specialist
Siobhan spent twelve years in corporate finance before deciding that helping one company optimize their forecasts was less interesting than teaching fifty businesses how to do their own. She's the one who designed most of our core curriculum and runs the majority of our live sessions.
She's particularly good at explaining why your numbers don't match your expectations without making you feel incompetent. Which is harder than it sounds when someone's budget is off by several thousand dollars and they can't figure out why.
Outside of bermionavexa, she's usually hiking somewhere around the Gold Coast or reading mystery novels. Reach out if you have questions about our programs at support@bermionavexa.com.
How We Actually Teach This
Start With What You Know
We don't begin with complex forecasting models. We start with basic questions like "where's your money going right now" and "what expenses keep surprising you." Then we build from there.
Most people already have decent instincts about their finances. They just haven't organized that knowledge into a system that lets them plan ahead. Our job is helping you structure what you already know, then adding the bits you're missing.
Sessions include actual work time where you apply concepts to your situation. Because watching someone else build a budget doesn't teach you much. Struggling through building your own budget while someone's there to help? That actually sticks.
What You Can Expect From Us
Honest About Limitations
Financial forecasting isn't fortune telling. We teach you how to make educated guesses based on data and experience, not how to predict the future with certainty. Sometimes the best forecast is "we don't have enough information yet," and we'll tell you that.
Patient With Progress
Some concepts click immediately. Others take weeks of practice. We adjust our pace based on how people are actually doing, not some arbitrary schedule we decided in advance.
Available For Questions
Between sessions, you'll probably have questions. That's normal. Email us at support@bermionavexa.com or call +61428542646. We respond to most inquiries within a day, sometimes faster if we're not in sessions.
Focused On Application
Everything we teach connects back to actual financial decisions you need to make. We're not here to make you a finance expert. We're here to help you understand your business finances well enough to make informed choices.
Realistic Timelines
Our next comprehensive program starts in September 2025 and runs through February 2026. That's six months because that's how long it takes to learn this properly while running a business at the same time.
The Technical Bits We Cover
Core content includes cash flow forecasting, expense categorization, revenue projection, and scenario planning. We also cover how to read and understand financial statements if you're working with an accountant who sends you reports you don't fully grasp.
Advanced topics include building multiple forecast scenarios, identifying which metrics actually matter for your specific business, and setting up systems that don't require constant manual updates. Because automation is useful when you understand what you're automating.
We adapt content based on who's in the program. A solo consultant needs different forecasting approaches than a retail business with inventory. The core principles stay the same, but application varies quite a bit.
Want To Know More?
We're happy to answer questions about what we teach, how programs work, or whether this approach would actually help your specific situation. No pressure to sign up for anything. Sometimes people just need clarity on whether they should focus on budgeting or forecasting first.
Get In Touch